T&S Asset Management

Lesson 4 of 5

Keeping APIs safe: authentication, authorisation and consent

Every API call asks a lender's systems, or a bank's, to hand over data or move money. This lesson explains how a connection establishes who is calling, what the caller may do and whether the customer agreed, and how limits and monitoring catch what those checks miss.

Published 13 October 2026 Members

In this lesson

  • Three questions for every request
  • Proving who the customer is
  • Proving who the third party is
  • Consent the connection can check
  • Limits, monitoring and the record