Market reports
Southeast Asia consumer lending, country by country. Every figure carries its definition, basis date and source; our opinions are marked T&S View.
Countries with reports
CambodiaKH
9.6%NBC NPL ratio (semi-annual, latest) · 30 Jun 2026 · up from 8.4% at end-June 2025
LatestCambodia EWA pool: up to about 4.6 million wage earners; account ownership at 39.0%Open country overview →PhilippinesPH
6.1%Headline CPI inflation (PSA) · 31 Aug 2026 · down from 6.2% in July; fourth consecutive monthly slowdown
LatestLoan-officer-named SMS reminders cut arrears only for repeat borrowers (2009–10 RCT)Open country overview →IndonesiaID
3.19%Headline CPI inflation (BPS) · 31 Aug 2026
LatestOJK plans write-off rules for microfinance institutions, due in Q4 2026Open country overview →VietnamVN
145%Bank credit to GDP · 31 Dec 2025
LatestT&S View: Vietnam's data-driven lending push and consent rules call for joint designOpen country overview →ThailandTH
85.9%Household debt to GDP · 31 Mar 2026
LatestADB nudges up Thailand's 2026 growth forecast, flags shrinking consumer lendingOpen country overview →MalaysiaMY
2.75%Overnight Policy Rate (BNM) · 3 Sep 2026 · unchanged
LatestCredit bureau CTOS reports unauthorised access and temporarily suspends some reportsOpen country overview →SingaporeSG
4,620Retrenchments · 30 Jun 2026 · up 790 from 3,830 in Q1 2026
LatestSingapore core inflation rises to 2.2% in August, seen elevated until mid-2027Open country overview →
More countries
Latest across countries
- Published 28 Sep 2026Data as of 27 Sep 2026 Philippines · Credit · Research noteLoan-officer-named SMS reminders cut arrears only for repeat borrowers (2009–10 RCT)A randomised trial in Philippine microfinance (2009–2010) tested SMS repayment reminders.
- Published 28 Sep 2026Data as of 26 Sep 2026 Philippines · Macro & householdsPhilippine consumer confidence improves to −29.8% in Q3 2026 but stays negativeBSP's consumer confidence index for July–September was −29.8% (up from −42.0% in Q2 2026).
- Published 28 Sep 2026Data as of 26 Sep 2026 Philippines · T&S ViewT&S View: In Philippine household credit, check quality before chasing the demand reboundConsumer confidence has improved, but unemployment and the consumer-loan NPL ratio have risen.