Market reports
Southeast Asia and Hong Kong consumer lending, country by country, with India as a reference market. Every figure carries its definition, basis date and source; our opinions are marked T&S View.
Countries with reports
CambodiaKH
9.6%NBC NPL ratio (semi-annual, latest) · 30 Jun 2026 · up from 8.4% at end-June 2025
LatestCambodia's bank and MFI associations pledge fairer collections and case-by-case restructuring, without timelinesOpen country overview →IndonesiaID
2.98%Finance companies' gross NPF ratio · 30 Sep 2026 · down from 3.04% in August
LatestBRI's nine-month profit rises to IDR 48.2 trn; NPL ratio falls to 2.85% but micro NPLs edge upOpen country overview →PhilippinesPH
5.49%Consumer loan NPL ratio · 31 Jul 2026 · up from 5.44% in June
LatestBSP keeps the credit card finance charge cap at 3% a month and raises instalment and cash-advance ceilingsOpen country overview →VietnamVN
2.01%NPL ratio, listed banks · 30 Jun 2026
LatestVietnam's banking-system loan-to-deposit ratio eases to 76.07% at end-September as reliance on short-term funds fallsOpen country overview →ThailandTH
2.82%Commercial bank NPL ratio · 30 Jun 2026 · vs 2.85% in Q1 2026
LatestThai inflation jumps to 3.90% in October, above the Bank of Thailand's target band, as fuel prices surgeOpen country overview →MalaysiaMY
84.8%Household debt to GDP · 31 Dec 2025 · 84.1% at end-2024
LatestMalaysia's unemployment rate holds at 2.9% in September; third-quarter rate steady at 3.0%Open country overview →Hong KongHK
1.82%Classified loan ratio (banks) · 30 Jun 2026 · down from 1.87% at end-March 2026
LatestHong Kong business leaders report fraud losses of 5.1% of revenue in TransUnion survey; synthetic identity fraud risingOpen country overview →SingaporeSG
LatestMAS's Future of Finance Institute starts operations with AI programmes, including guidance on AI agentsOpen country overview →Southeast Asia (regional)SEA
LatestConsent and borrower rights in credit reporting: what Southeast Asian rules requireOpen country overview →LaosLA
LatestLaos’s central bank starts checks on sanctions circumvention as the EU says grey-listing raises payment costsOpen country overview →Timor-LesteTL
LatestTimor-Leste's 2027 budget plans a Petroleum Fund withdrawal of USD 1,350.4 m, well above sustainable incomeOpen country overview →MyanmarMM
LatestMyanmar's manufacturing PMI falls to 47.6 in October as factories shed jobs at the fastest pace in a yearOpen country overview →BruneiBN
LatestBrunei's house price index slips in Q2 after a Q1 jump as financed purchases recoverOpen country overview →
Reference market
Markets outside the region that we track for what they suggest for Southeast Asia.
Weekly email
SEA Lending Brief
A weekly summary of lending, credit and regulation across Southeast Asia.
Latest across countries
- Published 13 Nov 2026Data as of 12 Nov 2026 Hong Kong · Digital infrastructureHong Kong business leaders report fraud losses of 5.1% of revenue in TransUnion survey; synthetic identity fraud risingHong Kong business leaders surveyed by TransUnion said fraud cost them the equivalent of 5.1% of annual revenue in the past year…
- Published 13 Nov 2026Data as of 11 Nov 2026 Malaysia · Macro & householdsMalaysia's unemployment rate holds at 2.9% in September; third-quarter rate steady at 3.0%Malaysia's unemployment rate was 2.9% in September, unchanged from August; 3.0% in September 2025, according to DOSM data released on 11 November.
- Published 13 Nov 2026Data as of 10 Nov 2026 Philippines · RegulationBSP keeps the credit card finance charge cap at 3% a month and raises instalment and cash-advance ceilingsBSP Circular 1242, issued on 10 November, keeps the ceiling on finance charges for unpaid credit card balances at 3% a month, unchanged…