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Vietnam articles

Each article lists when we published it and the date of the latest data it uses.

All topics · 35 articlesNewest first

Published 12 Nov 2026Data as of 11 Nov 2026 CreditVietnam's banking-system loan-to-deposit ratio eases to 76.07% at end-September as reliance on short-term funds fallsSBV statistics put the system loan-to-deposit ratio at 76.07% at end-September, down from 77.06% at end-June 2026
Published 11 Nov 2026Data as of 10 Nov 2026 Macro & householdsVietnam's central bank starts regular spot dollar purchases at VND 25,500 per USD to add dong liquidityFrom 11 November the SBV buys spot US dollars every Monday and Wednesday at a fixed VND 25,500 per USD…
Published 11 Nov 2026Data as of 10 Nov 2026 CreditVietnam's lending to individuals grows at about half the corporate pace as listed-bank NPLs edge up to 2.09%Credit to individuals rose 9.7% in the first nine months of 2026, against 19.1% for companies, in VDSC's bank data
Published 10 Nov 2026Data as of 5 Nov 2026 CreditVietnam credit growth at about 12.27%, SBV Governor says, as HCMC FX loans rise 42%SBV data put credit growth since end-2025 at 11.94% on 26 October, and the SBV Governor told the National Assembly system credit growth had reached…
Published 9 Nov 2026Data as of 4 Nov 2026 CreditVietnam's new-loan rates edge 0.2–0.5 percentage point lower as deposit costs fall; SBV adds a six-month swapThe State Bank of Vietnam (SBV) says the average rate on new deposits was about 0.4 percentage point lower in late October than in mid-October…
Published 9 Nov 2026Data as of 2 Nov 2026 Macro & householdsVietnam's manufacturing PMI edges up to 52.3 in October, but export orders fall and input costs rise fasterS&P Global's Vietnam manufacturing PMI rose to 52.3 in October (up from 51.9 in September), the 16th consecutive month above the no-change mark
Published 5 Nov 2026Data as of 3 Nov 2026 Macro & householdsVietnam's inflation holds at 5.09% in October, keeping the year-to-date average above the 4.5% ceilingConsumer prices rose 5.09% year on year in October, up 0.20% month on month and 4.41% above December 2025, with fuel the main driver
Published 3 Nov 2026Data as of 1 Nov 2026 RegulationVietnam sets 8% capital floor and daily liquidity tests for people's credit fundsSBV Circular 40/2026/TT-NHNN, issued on 10 August, took effect on 1 November and sets a minimum capital adequacy ratio of 8% for people's credit funds
Published 30 Oct 2026Data as of 29 Oct 2026 CreditVietnam Q3 bank results: OCB's NPL ratio rises to 3.99% as Sacombank's provisions jumpOCB's NPL ratio rose to 3.99% at end-September, up from about 3.19% at end-2025, with Group 5 loans up 52.7% from VND 3,833bn at end-2025
Published 27 Oct 2026Data as of 21 Oct 2026 RegulationVietnam's central bank now measures the deposit-rate cut on actual new deposits, not posted ratesSBV Dispatch No.
Published 24 Oct 2026Data as of 23 Oct 2026 CreditFour Vietnamese banks book interest faster than they collect cash as bad loans riseNine-month statements show cash interest received fell as a share of interest income at four banks, e.g. VPBank 90.5%, down from 93.57% a year earlier
Published 20 Oct 2026Data as of 18 Oct 2026 RegulationVietnam's central bank orders deposit-rate cuts and ties compliance to 2027 credit quotasSBV Official Dispatch No.
Published 19 Oct 2026Data as of 16 Oct 2026 CreditVietnam's government asks banks to cut lending rates by 1.5–2 percentage points as deposit costs riseAt a 16 October meeting on monetary policy, Deputy Prime Minister Nguyen Van Thang asked banks to cut lending rates for production…
Published 18 Oct 2026Data as of 30 Sep 2026 RegulationVietnam's Circular 53 classes AI credit decisions of VND 50 million or more as high-riskSBV Circular 53/2026/TT-NHNN, effective 15 November 2026, sets risk, oversight and disclosure rules for AI used by credit institutions…
Published 13 Oct 2026Data as of 28 Sep 2026 RegulationVietnam's Decree 320 sets a June 2027 deadline to link existing online banking accounts to VNeID digital IDsDecree 320/2026/ND-CP, in force since 28 September 2026, requires electronic transaction accounts in banking and other listed fields to be linked to…
Published 12 Oct 2026Data as of 7 Oct 2026 Competition & capitalVietnam's banks line up nearly USD 7 bn in share sales; Fitch sees limited capital gainReuters calculates that Vietnamese banks could sell shares worth nearly USD 7 bn by the end of 2027…
Published 11 Oct 2026Data as of 8 Oct 2026 Competition & capitalJapan's R&I lifts Vietnam to investment grade, but flags credit growth and bank liquidityRating and Investment Information (R&I) raised Vietnam's foreign-currency issuer rating to BBB- (stable) from BB+ (positive) on 8 October…
Published 10 Oct 2026Data as of 6 Oct 2026 RegulationVietnam's Decree 382 eases application rules for its banking sandboxDecree 382/2026/ND-CP, effective 6 October, amends the sandbox rules of Decree 94/2025/ND-CP for fintech applicants
Published 9 Oct 2026Data as of 6 Oct 2026 Macro & householdsWorld Bank raises Vietnam's 2026 growth forecast to 7.4% but flags thin FX reservesThe World Bank's October update puts Vietnam's 2026 growth at 7.4%, raised by 1.1 percentage points from the previous World Bank projection
Published 8 Oct 2026Data as of 3 Oct 2026 CreditVietnam's credit up 11.59% by end-September; preferential SME loans reach about 4.5% of programme sizeCredit outstanding reached about VND 20.75 quadrillion at 30 September, up 11.59% from end-2025 and 16.69% year on year
Published 7 Oct 2026Data as of 4 Oct 2026 Digital infrastructureVietnam's lending sandbox: 13 of 16 P2P applications still under reviewMore than a year after Decree 94/2025/ND-CP took effect, 13 of 16 valid P2P lending applications remain under review
Published 6 Oct 2026Data as of 17 Sep 2026 RegulationVietnam's bad-debt company decree: special bonds for local lenders, market value for foreign onesDecree 359/2026/ND-CP sets the rules for a state-owned Asset Management Company with charter capital of VND 5 trillion (about USD 190 million)…
Published 5 Oct 2026Data as of 30 Sep 2026 RegulationVietnam sets a 95% loan-to-deposit cap for banks moving to Basel III liquidity rulesCircular 50/2026/TT-NHNN, issued on 30 September and effective 1 December 2026, sets the maximum loan-to-deposit ratio at 95% for banks that switch…
Published 4 Oct 2026Data as of 3 Oct 2026 Macro & householdsVietnam's growth accelerates to 9.95% in Q3 as inflation and firm exits riseReal GDP grew 9.95% year on year in the third quarter, the fastest of the year, taking nine-month growth to 9.01%
Published 1 Oct 2026Data as of 30 Sep 2026 CreditVietnam's average lending rate reaches 10.7% in August; analysts see easing only from 2027SBV data put the average lending rate at 10.7% in August, nearly 2 percentage points above end-2025
Published 28 Sep 2026Data as of 25 Sep 2026 T&S ViewT&S View: Vietnam's data-driven lending push and consent rules call for joint designIn September a tax data-sharing agreement, the SBV's call for data-based underwriting and a consent circular coincided
Published 28 Sep 2026Data as of 25 Sep 2026 Competition & capitalVietnam's listed banks plan sizeable charter capital increases in 2026Listed banks plan capital increases totalling VND 128 trn (about USD 4.93 bn), including stock dividends and private placements
Published 28 Sep 2026Data as of 25 Sep 2026 Digital infrastructureVietnam's tax authority and credit bureau CIC sign data-sharing deal; scope undecidedThe General Department of Taxation and the National Credit Information Centre (CIC) signed a data exchange cooperation agreement
Published 28 Sep 2026Data as of 23 Sep 2026 Macro & householdsADB raises Vietnam's growth forecast and notes limits on further credit expansion2026 growth forecast raised to 7.8% (raised from 7.2%); 2027 to 7.6% (raised from 7.0%)
Published 28 Sep 2026Data as of 21 Sep 2026 CreditVietnam's listed banks see special-mention loans rise for a second straight quarterThe Group 2 (special mention) loan ratio at the 27 listed banks was 1.38% (up from 1.17% at end-2025; second consecutive quarterly rise)
Published 28 Sep 2026Data as of 19 Sep 2026 CreditVietnam central bank chief urges shift from collateral to data-based SME lendingSME credit grew 12.4% year to date to VND 4.1 quadrillion (about USD 155 bn; about 20% of total credit)
Published 28 Sep 2026Data as of 17 Sep 2026 Macro & householdsVietnam's credit growth outpaces deposit growth year to dateYear-to-date credit growth was 10.24% versus deposit growth of 8.77%, a gap of 1.47 pt
Published 28 Sep 2026Data as of 14 Sep 2026 RegulationVietnam's central bank mandates explicit consent for sharing credit informationCircular 46/2026/TT-NHNN amends Circular 15/2023/TT-NHNN, effective 1 November 2026
Published 28 Sep 2026Data as of 8 Sep 2026 Competition & capitalVietnam's listed banks raise the share of medium- and long-term lendingMedium- and long-term loans at the 27 listed banks reached VND 7.29 quadrillion (about USD 276.1 bn), 47.3% of total loans (up 0.9 pt from end-2025)
Published 28 Sep 2026Data as of 6 Sep 2026 Competition & capitalVietnam consumer finance H1: combined profits rise, FE CREDIT the lone declinerCombined H1 pre-tax profit of six major consumer finance companies rose 36.8%; only FE CREDIT declined (−42.8% y/y; the only decline among the six)