Cambodia articles
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- Published 13 Nov 2026Data as of 29 Oct 2026 Credit · Research noteCambodia rate-cap research: lower costs, larger loans and slightly more informal creditA JICA Ogata Research Institute policy note of October 2026 reviews Cambodian microfinance, a sector with USD 5.99bn of loans at end-2025…
- Published 5 Nov 2026Data as of 28 Jul 2026 Credit · Research noteCambodia's loan-quality gauges: NPL ratios, credit-bureau arrears and restructured loans measure different risksThe NBC's banking-system NPL ratio reached 9.6% in June 2026, up from 8.4% at end-June 2025, and has risen at every published reading since end-2024
- Published 28 Oct 2026Data as of 21 Oct 2026 CreditCambodia's bank and MFI associations pledge fairer collections and case-by-case restructuring, without timelinesThe Association of Banks in Cambodia and the Cambodia Microfinance Association issued a joint statement on 21 October with four commitments on…
- Published 24 Oct 2026Data as of 23 Oct 2026 Macro & householdsCambodia's 2027 draft budget assumes 4.8% growth, above IMF and World Bank forecastsThe Council of Ministers approved the 2027 draft budget on 23 October: spending of KHR 39.7 trillion, up 3.2% from the 2026 Finance Law…
- Published 20 Oct 2026Data as of 7 Sep 2026 Macro & householdsCDRI model: border closure lifts Cambodia's GDP but lowers consumption per personA CDRI study finds that, in its moderate scenario, the return of about 900,000 workers from Thailand leaves real GDP +1.50% above baseline by 2030
- Published 15 Oct 2026Data as of 19 Feb 2026 Regulation · Research noteCambodia's rules for bad-loan buyers: what NBC-licensed asset management institutions may and may not doThe NBC's Prakas of 19 February 2026 lets licensed asset management institutions buy NPLs and collateral from banks and MFIs…
- Published 8 Oct 2026Data as of 30 Sep 2026 Macro & householdsCambodia sets 2027 garment minimum wage at USD 212 a month, a rise of 0.95%The monthly minimum wage for garment, textile, footwear and travel goods workers rises to USD 212 a month from 1 January 2027…
- Published 7 Oct 2026Data as of 6 Oct 2026 Macro & householdsWorld Bank puts Cambodia's 2026 growth at 3.5%, citing tourism, remittances and tighter creditThe World Bank's October update projects growth of 3.5% in 2026, 4.0% in 2027 and 5.0% in 2028
- Published 6 Oct 2026Data as of 5 Oct 2026 Macro & householdsAMRO cuts Cambodia's 2026 growth forecast to 3.9% as non-garment exports outpace servicesAMRO lowered its 2026 growth forecast for Cambodia to 3.9% (revised down from 4.2% (July 2026)) and kept 2027 at 4.9%
- Published 3 Oct 2026Data as of 2 Oct 2026 Competition & capitalNBC rejects bank-instability rumours, citing first-half deposits of USD 64.4bnThe National Bank of Cambodia called social-media claims of banking difficulties baseless and urged legal action against those spreading them
- Published 30 Sep 2026Data as of 28 Sep 2026 CreditIMF Board keeps Cambodia 2026 growth at 3.0%, says forbearance exit exposed asset strainsThe IMF projects growth of 3.0% in 2026 (unchanged from the July 2026 staff mission), down from 5.3% in 2025, with inflation at 5.6%
- Published 29 Sep 2026Data as of 23 Sep 2026 Macro & householdsADB cuts Cambodia's 2026 growth forecast to 3.9% as tourist arrivals slump2026 growth forecast 3.9% (revised down from 4.1% (July 2026)); recovery to 4.7% expected in 2027
- Published 29 Sep 2026Data as of 21 Sep 2026 RegulationNBC puts Chief Bank under provisional administration for three monthsThe NBC placed Chief (Cambodia) Commercial Bank under provisional administration for three months, citing gaps in regulatory compliance
- Published 28 Sep 2026Data as of 28 Jul 2026 Macro & householdsCambodia EWA pool: up to about 4.6 million wage earners; account ownership at 39.0%Wage and salaried workers were 44.5% of employment in 2025 (ILO modelled estimate)
- Published 28 Sep 2026Data as of 7 Jul 2026 Competition & capitalCambodia MFI loans hit USD 5.99bn, 1.53 million borrowers; IFC Board finds no breachCMA annual report: microfinance loan portfolio USD 5.99bn in 2025, up more than 15% y/y
- Published 28 Sep 2026Data as of 24 May 2026 Digital infrastructureBakong processed about 1.32 billion retail transactions in 2025; riel volume +157.3% y/yNBC payments annual book: about 1.32 billion Bakong retail transactions in 2025 (771 million in riel, 554 million in USD)
- Published 28 Sep 2026Data as of 28 Mar 2026 RegulationCambodia lending rules: a rate cap and complaint duties, but no DTI cap in NBC legislationThe Prakas on Interest Rate Ceiling on Loan (March 2017) is listed as current NBC legislation, setting the cap at 18% a year
- Published 27 Sep 2026Data as of 27 Sep 2026 T&S ViewT&S View: cash-flow lending has promise, but rate caps and low account access constrain itRegulation and international scrutiny are headwinds for land-collateral and over-lending models
- Published 27 Sep 2026Data as of 27 Sep 2026 RegulationNBC–UN microfinance plan: 10 of 22 actions done by September 2025; reviewed July 2026As of the third high-level convening in September 2025, 10 of 22 over-indebtedness actions were complete
- Published 27 Sep 2026Data as of 27 Sep 2026 CreditCambodia's NPL ratio keeps rising as a remittance slump strains household cash flowNBC NPL ratio 8.9% at end-2025 (up from 7.4% at end-2024), rising to 9.6% in June 2026
- Published 27 Sep 2026Data as of 27 Sep 2026 Macro & householdsCambodia SME loans at USD 37.4bn; application value −5.1% q/q, 90+ DPD up to 7.7%SME loan balance of USD 37.4bn at end-March 2026, +0.9% q/q (CBC)
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