Cambodia articles
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- Published 28 Sep 2026Data as of 28 Jul 2026 Macro & householdsCambodia EWA pool: up to about 4.6 million wage earners; account ownership at 39.0%Wage and salaried workers were 44.5% of employment in 2025 (ILO modelled estimate)
- Published 28 Sep 2026Data as of 7 Jul 2026 Competition & capitalCambodia MFI loans hit USD 5.99bn, 1.53 million borrowers; IFC Board finds no breachCMA annual report: microfinance loan portfolio USD 5.99bn in 2025, up more than 15% y/y
- Published 28 Sep 2026Data as of 24 May 2026 Digital infrastructureBakong processed about 1.32 billion retail transactions in 2025; riel volume +157.3% y/yNBC payments annual book: about 1.32 billion Bakong retail transactions in 2025 (771 million in riel, 554 million in USD)
- Published 28 Sep 2026Data as of 28 Mar 2026 RegulationCambodia lending rules: a rate cap and complaint duties, but no DTI cap in NBC legislationThe Prakas on Interest Rate Ceiling on Loan (March 2017) is listed as current NBC legislation, setting the cap at 18% a year
- Published 27 Sep 2026Data as of 27 Sep 2026 T&S ViewT&S View: cash-flow lending has promise, but rate caps and low account access constrain itRegulation and international scrutiny are headwinds for land-collateral and over-lending models
- Published 27 Sep 2026Data as of 27 Sep 2026 RegulationNBC–UN microfinance plan: 10 of 22 actions done by September 2025; reviewed July 2026As of the third high-level convening in September 2025, 10 of 22 over-indebtedness actions were complete
- Published 27 Sep 2026Data as of 27 Sep 2026 CreditCambodia's NPL ratio keeps rising as a remittance slump strains household cash flowNBC NPL ratio 8.9% at end-2025 (up from 7.4% at end-2024), rising to 9.6% in June 2026
- Published 27 Sep 2026Data as of 27 Sep 2026 Macro & householdsCambodia SME loans at USD 37.4bn; application value −5.1% q/q, 90+ DPD up to 7.7%SME loan balance of USD 37.4bn at end-March 2026, +0.9% q/q (CBC)
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