Philippines articles
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- Published 28 Sep 2026Data as of 27 Sep 2026 Credit · Research noteLoan-officer-named SMS reminders cut arrears only for repeat borrowers (2009–10 RCT)A randomised trial in Philippine microfinance (2009–2010) tested SMS repayment reminders.
- Published 28 Sep 2026Data as of 26 Sep 2026 Macro & householdsPhilippine consumer confidence improves to −29.8% in Q3 2026 but stays negativeBSP's consumer confidence index for July–September was −29.8% (up from −42.0% in Q2 2026).
- Published 28 Sep 2026Data as of 26 Sep 2026 T&S ViewT&S View: In Philippine household credit, check quality before chasing the demand reboundConsumer confidence has improved, but unemployment and the consumer-loan NPL ratio have risen.
- Published 28 Sep 2026Data as of 24 Sep 2026 Competition & capitalGCash operator Mynt secures more than 20 cornerstone investors for its IPOMynt secured PHP 36.5 bn from more than 20 cornerstone investors, about 68.8% of the base offer.
- Published 28 Sep 2026Data as of 21 Sep 2026 RegulationBSP Circular 1240 sets PHP 1 bn capital floor for digital-centric smaller banksBSP Circular No. 1240, dated 21 September, tightens rules on thrift, rural and cooperative banks operating digital-style models.
- Published 28 Sep 2026Data as of 18 Sep 2026 Macro & householdsBSP survey: 48% of Filipino adults find emergency funds very hard to raiseIn BSP's 2025 Consumer Finance and Inclusion Survey, 48% of adults said raising emergency funds would be very difficult.
- Published 28 Sep 2026Data as of 9 Sep 2026 CreditPhilippine banks' consumer-loan NPL ratio rises to 5.49%The banking system NPL ratio was 3.35% in July (up from 3.29% in June); NPLs totalled about PHP 585 bn.
- Published 28 Sep 2026Data as of 9 Sep 2026 Competition & capitalSSS's low-rate LoanLite micro-loan goes live on a digital bank appThe Social Security System's LoanLite is now available through the UnionDigital Bank app.
- Published 28 Sep 2026Data as of 8 Sep 2026 Macro & householdsPhilippine consumer loan growth slows to 17.1%, an eleventh straight monthly slowdownUniversal and commercial bank loans rose 10.4% year on year to PHP 14.98 trn in July.
- Published 28 Sep 2026Data as of 8 Sep 2026 Macro & householdsPhilippine July unemployment at 6.0%, up year on year; underemployment fallsThe July unemployment rate was 6.0% (up from 5.3% in July 2025); unemployed persons totalled 3.14 million.
- Published 28 Sep 2026Data as of 4 Sep 2026 Macro & householdsPhilippine inflation eases to 6.1% in August, still well above targetAugust CPI inflation was 6.1% year on year (down from 6.2% in July; fourth consecutive monthly slowdown), per PSA data.
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