Southeast Asia financial indicators
Policy rates, bad loans, credit growth, household debt and exchange rates for eight markets, from central banks, regulators, statistics offices and international organisations. Each figure shows its release date and source.
Thailand
- Policy rate
- 1.00% Held at the 26 Aug 2026 decision Policy rate (1-day repurchase rate) · Released 26 Aug 2026 · Bank of Thailand
- NPL ratio
- 2.82%Q2 2026 −0.03pt from Q1 2026 Banking-system gross NPL ratio · Released 18 Aug 2026 · Bank of Thailand
- Credit growth
- 2%Q2 2026 +1.8pt from Q1 2026 Bank loan growth (y/y) · Released 18 Aug 2026 · Bank of Thailand
- Household debt / GDP
- 86.8%Q3 2025 −1.6pt from Q4 2024 Household debt to GDP · Released Feb 2026 · IMF
- Exchange rate
- —European Central Bank reference rate
Vietnam
- Policy rate
- 4.50% Cut 50bp on 19 Jun 2023 Refinancing rate · Released 16 Jun 2023 · State Bank of Vietnam
- NPL ratio
- 5.4%Q2 2024 ±0pt from End-2023 Bank NPL ratio · Released 3 Oct 2025 · International Monetary Fund
- Credit growth
- 10.89%Q3 2026 Year to date Credit growth (YTD) · Released 3 Oct 2026 · National Statistics Office of Viet Nam (Ministry of Finance)
- Household debt / GDP
- —
Indonesia
- Policy rate
- 5.75% Held at the 23 Sep 2026 decision BI-Rate · Released 23 Sep 2026 · Bank Indonesia
- NPL ratio
- 2.1%Jul 2026 +0.01pt from Jun 2026 Bank NPL ratio (gross) · Released 23 Sep 2026 · Bank Indonesia
- Credit growth
- 13.65%Aug 2026 +0.07pt from Jul 2026 Bank credit growth (y/y) · Released 23 Sep 2026 · Bank Indonesia
- Household debt / GDP
- —
- Exchange rate
- —European Central Bank reference rate
Philippines
- Policy rate
- 5.00% Level on 31 Aug 2026; +50bp since 23 Apr 2026 Policy rate (BSP target reverse repurchase rate) · Released Sep 2026 · BSP (via World Bank / ADB)
- NPL ratio
- 3.4%Jul 2026 +0.1pt from Jun 2026 Banking system non-performing loan ratio · Released Sep 2026 · BSP (via World Bank / IMF / AMRO / ADB)
- Credit growth
- —
- Household debt / GDP
- —
- Exchange rate
- —European Central Bank reference rate
Malaysia
- Policy rate
- 2.75% Held at the 3 Sep 2026 decision Overnight Policy Rate (OPR) · Released 3 Sep 2026 · Bank Negara Malaysia
- NPL ratio
- 1.4%Aug 2026 ±0pt from Jul 2026 Banking-system gross impaired loans ratio · Released 30 Sep 2026 · Bank Negara Malaysia
- Credit growth
- 6.4%Aug 2026 −0.1pt from Jul 2026 Credit to the private non-financial sector (y/y) · Released 30 Sep 2026 · Bank Negara Malaysia
- Household debt / GDP
- 84.8%Dec 2025 ±0pt from Jun 2025 Household debt to GDP · Released 31 Mar 2026 · Bank Negara Malaysia
- Exchange rate
- —European Central Bank reference rate
Singapore
- Policy rate
- Tightened (details of slope/centre/width not stated in the cited source) MAS monetary policy decisions (S$NEER policy band) · Released 31 Jul 2026 · ASEAN+3 Macroeconomic Research Office / International Monetary Fund (summaries of MAS decisions)
- NPL ratio
- —
- Credit growth
- —
- Household debt / GDP
- —
- Exchange rate
- —European Central Bank reference rate
Cambodia
- Policy rate
- —
- NPL ratio
- 8.3%End-2025 +1.1pt from End-2024 Bank NPL ratio · Released 28 Mar 2026 · National Bank of Cambodia
- Credit growth
- 5.4%End-2025 +2.4pt from End-2024 Bank loan growth (y/y) · Released 28 Mar 2026 · National Bank of Cambodia
- Household debt / GDP
- —
Hong Kong
- Policy rate
- 4.25% Raised 25bp on 17 Sep 2026 HKMA Base Rate · Released 17 Sep 2026 · Hong Kong Monetary Authority
- NPL ratio
- 1.87%Q1 2026 −0.14pt from Q4 2025 Classified loan ratio (gross), all authorized institutions · Released 29 Jun 2026 · Hong Kong Monetary Authority
- Credit growth
- 7%Aug 2026 +0.4pt from Jul 2026 Total loans and advances, year-on-year growth · Released 30 Sep 2026 · Hong Kong Monetary Authority
- Household debt / GDP
- 87.6%H2 2025 +0.2pt from H1 2025 Household debt to GDP · Released 30 Mar 2026 · Hong Kong Monetary Authority
- Exchange rate
- —European Central Bank reference rate
A dash means no figure has been confirmed from a central bank, regulator, statistics office or international organisation. Exchange rates: yen per unit (per 100 rupiah) and units per US dollar, ECB reference rates; the Vietnamese dong and Cambodian riel are not in that set.