Two platforms for lenders and employers, and a team that designs, launches and runs lending businesses with you.
01 · Platform · Loan management
Loan management for lenders, from application to collections, with dual control and an audit trail at every step.
02 · Platform · Earned wage access
Get paid for the days you've worked, before payday. Earned wage access (EWA), integrated with the employer. Staff draw on wages they have already earned, calculated from attendance and confirmed payroll. HR, payroll and tax filings sit on the same platform.
How to start
03 · Partnership
From concept and pilot to design, build and day-to-day operations. We work alongside you on lending, credit decisions, servicing, growth and support until the business pays for itself.
Discuss a launch →Channels
Borrowers apply, get a decision, receive funds and repay without leaving a mini app or mobile app. Every channel runs on the same loan engine; white-label iOS and Android apps and web/API integration are available too.
Repay on time and your limit is reviewed every 3 months.
ID documents can now be uploaded in the app.
17 days to payment 9. Pay early to avoid late fees.
All screens are samples. Names and amounts are fictitious.
Technology
Our market research feeds straight into the product. Every change starts from evidence and is measured on live portfolios.
Cash-flow underwriting that reads salary continuity, repayment burden and other borrowing from actual account activity.
Detects conduit borrowing through third-party accounts, altered documents and duplicate applications across channels.
Identity and document checks completed inside the mini app, with every check and decision recorded for supervisors.
AI handles feature extraction, document matching and drafting decline reasons. People make the final decision.
