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Indonesia articles

Each article lists when we published it and the date of the latest data it uses.

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Published 13 Nov 2026Data as of 9 Nov 2026 CreditBRI's nine-month profit rises to IDR 48.2 trn; NPL ratio falls to 2.85% but micro NPLs edge upBank Rakyat Indonesia (BRI) reported consolidated net profit of IDR 48.2 trn for January–September, up 16.82% from IDR 41.2 trn a year earlier…
Published 12 Nov 2026Data as of 11 Nov 2026 RegulationOJK issues a cyber-resilience guideline for online lenders and tells banks to review fintech lending partnershipsOJK launched a cyber security and resilience guideline for online lending platforms (LPBBTI), with a cyber-maturity self-assessment and risk-based…
Published 11 Nov 2026Data as of 10 Nov 2026 Macro & householdsIndonesian retail sales growth slows to 0.6% in September as retailers' price expectations climbBank Indonesia's Retail Sales Survey shows real sales up 0.6% year on year in September, down from 1.3% in August 2026…
Published 10 Nov 2026Data as of 9 Nov 2026 Macro & householdsIndonesian consumer confidence rises to 119.9 in October as households save more and spend less of incomeBank Indonesia's consumer confidence index rose to 119.9 in October, up from 118.1 in September 2026.
Published 9 Nov 2026Data as of 5 Nov 2026 RegulationOJK asks Indonesian banks to block about 39,923 gambling-linked accounts and apply enhanced due diligenceOJK asked banks to block about 39,923 accounts linked to online gambling, up from 38,796 in August 2026.
Published 7 Nov 2026Data as of 5 Nov 2026 Macro & householdsIndonesia's growth picks up to 5.47% in Q3 as government spending outpaces householdsBPS said Indonesia's real GDP grew 5.47% year on year in the third quarter, up from 5.29% in Q2 2026 and 5.04% in Q3 2025.
Published 6 Nov 2026Data as of 5 Nov 2026 CreditIndonesia's bank paylater growth slows to 26.68% in September as finance-company BNPL arrears edge upBank paylater credit grew 26.68% year on year to IDR 31.50 trn in September, down from 29.10% in August.
Published 4 Nov 2026Data as of 3 Nov 2026 CreditIndonesian bank NPLs ease to 2.07% in September, while online lending's TWP90 rises to 5.36%Banks' gross NPL ratio eased to 2.07% in September, down from 2.11% in August, with Loan at Risk at 8.50% and capital at 24.30%.
Published 3 Nov 2026Data as of 2 Nov 2026 Macro & householdsIndonesia's inflation eases to 3.23% in October as core slows, while food prices climbHeadline inflation eased to 3.23% year on year in October, down from 3.28% in September; prices rose 0.22% on the month.
Published 1 Nov 2026Data as of 27 Oct 2026 CreditIndonesia: BCA and Mandiri grow on corporate loans as BNI's consumer and card NPLs riseBNI's consumer-loan NPL ratio rose to 3.2% at end-September, up from 2.6% a year earlier; its credit-card NPL ratio reached 4.7%…
Published 31 Oct 2026Data as of 22 Oct 2026 CreditIndonesian banks report wider new lending and lower lending-standard index in Q3, BI survey showsIn Bank Indonesia's third-quarter banking survey, the net balance of banks reporting more new loans was 90.08%…
Published 29 Oct 2026Data as of 27 Oct 2026 CreditIndonesia's KUR lending reaches about Rp260 trillion by late October as productive share rises to 65.9%The Ministry of MSMEs said KUR disbursement reached about Rp260 trillion to 4 million debtors by 21 October…
Published 27 Oct 2026Data as of 23 Oct 2026 CreditIndonesian bank vehicle loans keep shrinking in September despite zero down-payment ruleBank motor-vehicle loans (KKB) shrank to IDR 127.1 trn in September, a year-on-year change of −9.7%…
Published 24 Oct 2026Data as of 22 Oct 2026 CreditOJK says its anti-loan-shark credit programme has reached 2.28 million borrowersOJK said on 22 October that its K/PMR programme, which offers formal credit as an alternative to loan sharks…
Published 23 Oct 2026Data as of 22 Oct 2026 RegulationJakarta court annuls KPPU's IDR 755 bn fines on online lenders over interest-rate ceilingThe Commercial Court at the Central Jakarta District Court on 22 October annulled the competition authority's (KPPU) decision fining 97 platforms a…
Published 22 Oct 2026Data as of 21 Oct 2026 Macro & householdsBank Indonesia holds rate at 5.75%, cuts reserve requirement as credit growth easesBank Indonesia (BI) kept the BI-Rate at 5.75% on 21 October but raised its deposit facility rate to 5.00%…
Published 18 Oct 2026Data as of 15 Oct 2026 RegulationOJK rule makes banks plan MSME credit by sector and province from 2028OJK issued POJK 17/2026 on commercial banks' business plans, replacing POJK 5/POJK.03/2016; the first plans under the new rule are for 2028.
Published 17 Oct 2026Data as of 15 Oct 2026 Digital infrastructureOJK tells finance companies not to rely on SLIK alone after IDR 1 million thresholdOn 15 October OJK said finance companies should not rely only on credit scores or credit history and should assess borrowers' overall ability to…
Published 16 Oct 2026Data as of 14 Oct 2026 Competition & capitalIndonesian finance companies' profit rises 19.04% by August; online lenders' profit dipsFinance companies reported net profit of IDR 17.38 trn as of August, up 19.04% year on year, OJK said, while their receivables grew only 1.68%.
Published 15 Oct 2026Data as of 9 Oct 2026 Macro & householdsIndonesian retail sales growth stays weak as retailers' price expectations riseBank Indonesia's real sales index rose 1.3% year on year in August (up from 1.1% in July), the second month of growth after −3.0% in June.
Published 14 Oct 2026Data as of 9 Oct 2026 RegulationOJK draft would require online lending platforms to fund a lender reserve and a liquidation fundA draft amendment to POJK 40/2024 would require pindar platforms to set aside at least 5% of the net platform fee on each disbursement to cover…
Published 12 Oct 2026Data as of 5 Oct 2026 CreditOJK cuts 2026 growth outlook for finance-company receivables to 2–4% from 6–8%OJK now expects finance companies' receivables to grow 2–4% year on year by end-2026, down from the 6–8% it projected in February…
Published 11 Oct 2026Data as of 8 Oct 2026 RegulationOJK draft would class online loans as bad only after more than 180 calendar days past dueThe Financial Services Authority (OJK) said on 8 October that a draft amendment to POJK 40/2024 would class peer-to-peer (pindar) funding as bad…
Published 10 Oct 2026Data as of 8 Oct 2026 Macro & householdsIndonesia's consumer confidence edges down to 118.1 in September; instalment share of income easesBank Indonesia's consumer confidence index fell to 118.1 in September (down from 118.5 in August 2026)…
Published 9 Oct 2026Data as of 5 Oct 2026 CreditIndonesian banks' BNPL balances slip to IDR 31.41 trn in August as growth slows to 29.10%Outstanding bank BNPL credit was IDR 31.41 trn at end-August (down from IDR 31.56 trn at end-July)…
Published 8 Oct 2026Data as of 5 Oct 2026 RegulationComplaints about illegal online lenders in Indonesia reach 31,571 this yearOJK received 35,438 complaints about illegal financial entities in January–September, 89% of them about illegal online lenders.
Published 7 Oct 2026Data as of 5 Oct 2026 CreditIndonesia's pawn financing growth slows to 44.60% but still outpaces other lendersPawn-industry financing grew 44.60% year on year in August to IDR 156.61 trn, slowing from 50.73% in July.
Published 7 Oct 2026Data as of 2 Oct 2026 RegulationOJK grants special credit treatment to earthquake-hit borrowers in 8 NTT regenciesOJK applied its disaster-relief rule to borrowers in 8 regencies of East Nusa Tenggara for three years from 28 September 2026.
Published 7 Oct 2026Data as of 30 Sep 2026 Competition & capitalOJK revokes finance company licence of PT Credit Saison Indonesia Finance after failed rehabilitationOJK revoked the business licence of PT Credit Saison Indonesia Finance (CSIF) by a Board member decision dated 24 September 2026.
Published 6 Oct 2026Data as of 5 Oct 2026 CreditIndonesia's online lending TWP90 rises to 4.73% in August as loan growth slowsNinety-day arrears at licensed online lenders (TWP90) rose to 4.73% in August (up from 4.32% in July), the highest reading since at least April.
Published 4 Oct 2026Data as of 2 Oct 2026 RegulationOJK launches 2026–2030 banking roadmap; August gross NPL edges up to 2.11%OJK launched the Indonesian Banking Development and Strengthening Roadmap (RP3I) 2026–2030 on 2 October…
Published 3 Oct 2026Data as of 1 Oct 2026 CreditIndonesia's IDR 37.7 trn first instalment on village-cooperative bank loans awaits auditThe first instalment of IDR 37.7 trn on state-bank loans to Merah Putih village cooperatives fell due on 25 September.
Published 2 Oct 2026Data as of 1 Oct 2026 Macro & householdsIndonesia's September inflation rises to 3.28%, leaving 0.22 pp below BI's ceilingHeadline inflation rose to 3.28% year on year in September from 3.19% in August, with prices up 0.30% on the month.
Published 29 Sep 2026Data as of 24 Sep 2026 Macro & householdsIndonesian bank credit growth quickens to 13.3%; consumer credit slows to 5.0%Bank credit grew 13.3% year on year in August (up from 13.0% in July 2026), according to Bank Indonesia's money-supply release.
Published 28 Sep 2026Data as of 25 Sep 2026 RegulationOJK plans write-off rules for microfinance institutions, due in Q4 2026OJK plans to insert write-off provisions (Articles 110A–110C) into its LKM regulation, POJK 41/2024.
Published 28 Sep 2026Data as of 24 Sep 2026 Competition & capitalIndonesia's DOKU rebrands as 'DOKU by Antom' and appoints a new CEOOn 24 September DOKU named co-founder Himelda Renuat CEO and rebranded as 'DOKU by Antom'.
Published 28 Sep 2026Data as of 23 Sep 2026 Macro & householdsBank Indonesia holds BI-Rate at 5.75%, prioritising currency stabilityBI kept the BI-Rate at 5.75% at its 22–23 September board meeting.
Published 28 Sep 2026Data as of 17 Sep 2026 CreditOJK official says AI credit scores should not be the sole basis for lending decisionsAn OJK department head said AI scores from private credit bureaus (LPIP) should not be the only basis for approvals.
Published 28 Sep 2026Data as of 17 Sep 2026 RegulationOJK scraps plan to cap online borrowers at three lendersOn 17 September 2026 OJK cancelled the planned limit of three pindar lenders per borrower.
Published 28 Sep 2026Data as of 14 Sep 2026 CreditIndonesian finance companies with gross NPF above 5% rise to 42 in July42 finance companies had gross NPF above 5% in July, up from 38 in June (OJK).
Published 28 Sep 2026Data as of 9 Sep 2026 Macro & householdsIndonesia's August consumer confidence rises to 118.5 as saving share falls to 15.8%BI's August consumer confidence index (IKK) was 118.5, up 1.7 points from 116.8 in July.
Published 28 Sep 2026Data as of 8 Sep 2026 CreditIndonesian finance companies' BNPL book up 54.65% year on year as approvals tightenFinance companies' BNPL receivables were IDR 13.62 trn at end-July, up 54.65% year on year.
Published 28 Sep 2026Data as of 7 Sep 2026 CreditIndonesia's online lending book reaches IDR 105.63 trn, up 24.76%; TWP90 at 4.32%Pindar (peer-to-peer) outstanding loans were IDR 105.63 trn at end-July, up 24.76% year on year (OJK).
Published 28 Sep 2026Data as of 1 Sep 2026 Macro & householdsIndonesia's August CPI inflation at 3.19%, nearing the 3.5% ceiling of BI's targetAugust CPI rose 3.19% year on year, 0.21% month on month and 1.86% year to date (BPS, 1 September).