How we work
Three phases, each with its own deliverables. At the end of every phase there is a decision point: you decide whether to move to the next phase.
- Phase 0About 3 months
Research and design
Deliverables
- Market and regulatory research
- Current and target operations mapped
- Credit policy and fraud-detection rules
- Operating procedures (SOPs)
- System requirements
Decision point Review the deliverables and decide whether to start Phase 1.
- Phase 1About 3 months
Build
Deliverables
- Underwriting logic implemented
- External data connected, including credit bureaus
- Underwriting workflow
- App, and customer, credit and loan-servicing management
- Management dashboard
Decision point Review the deliverables and decide whether to start Phase 2.
- Phase 2Ongoing operation and improvement
Launch and improve
Deliverables
- Pilot operation and KPI analysis
- Operating manuals
- Roadmap for continuous improvement
Decision point Review the pilot results and decide on scale-up and the improvement roadmap.
Prefer to license the platform only? See two ways to start.