For companies without a core banking system that want to start or grow a lending business — from the first research to steady day-to-day operation.
Consumer or business loans and instalment plans offered inside your own app, store or ordering channel. Your ERP stays the system of record for sales; TS LMS manages the loans and exports the monthly journal for your accounting.
A licensed lending company with its own products, credit policy, collections and reporting. A dedicated TS LMS environment for the subsidiary, with the journal exported to the group’s accounting.
Earned wage access on TS HRM + EWA, limited to wages already earned and deducted from the same month’s payslip. Works from attendance and confirmed payroll; payroll data can be read through the API, and payment runs through a bank transfer file.
Market, regulation, credit policy and operations are designed before anything is built; loan management and underwriting run on TS LMS; we manage KPIs and train the local team.
Phases, deliverables and decision points →Trust center →Compare the three products →
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