Lesson 2 of 6
Getting statement data: routes, consent and checks
Before a lender can read a borrower's cash flow, it has to obtain the statements, with the borrower's permission, and make sure they are complete and genuine. This lesson sets out the routes, what good consent looks like, how much data to take, and the checks that come before any analysis.
Published 18 October 2026 · Listen to this lesson
In this lesson
- Three routes to the data
- Consent with a defined scope: India's account aggregators
- A Southeast Asian example, and how markets differ
- Take only what the decision needs
- Checking that the data is complete and genuine