T&S Asset Management

Lesson 6 of 6

Reading a rate decision: statements, forward guidance and what lenders watch

A rate decision is more than a number. This lesson explains what central banks publish around a decision, how a statement is built, what forward guidance is and how it has been used, how projections such as the US dot plot are read, and how a lender can turn a decision into a change in its own interest income, with examples from Malaysia, Thailand, the United States and the euro area.

Published 15 October 2026 Members

In this lesson

  • What is published around a decision
  • How a statement is built
  • Forward guidance
  • Projections and the dot plot
  • A worked example
  • What a lender should watch