T&S Asset Management

Lesson 2 of 10

The data behind a score

A score can only be as good as the information behind it. Credit bureau data, what the applicant tells you, how existing customers behave, and alternative data each answer a different question.

Published 11 October 2026 Members

In this lesson

  • Credit bureau data: negative and positive
  • Application data
  • Behaviour on your own book
  • Alternative data
  • Four questions for any data source