Lesson 5 of 5
Risks, supervision and the questions to ask before entering
A digital bank carries the risks of any bank, and some of them weigh more: technology and cyber risk, deposits that can leave quickly, and a business model that may not reach profit. Supervisors apply the ordinary banking rules, watch the entry phase closely and expect a way out that does not harm depositors.
Published 13 October 2026 · Listen to this lesson
In this lesson
- The same risks, some of them sharper
- Deposits that can leave quickly
- Business model risk: when the plan does not work
- How supervisors watch
- When it does not work: the way out
- Questions to ask before entering