Lesson 2 of 6
Embedded finance: lending inside someone else's customer journey
Embedded finance places a loan inside an activity the customer is already doing, such as buying from a platform, selling on it or being paid through it. The platform brings the customer and the data; a licensed lender brings the money and the credit decision. The questions are how the work, the revenue and the responsibility are divided.
Published 12 October 2026 · Listen to this lesson
In this lesson
- What embedded finance is
- Who brings what
- The platform's data, and its limits
- Sizing an embedded programme: a worked example
- Risks for borrowers and for the lender
- Questions to settle before launch