Lesson 5 of 6
Households and microfinance: borrowing, collateral and over-indebtedness in the data and research
Microfinance brought loans to many Cambodian households, often secured on land. This lesson reads what the data and research say about who borrows from microfinance, how loans are secured, how many borrowers carry more than one loan, and what happened after an interest rate cap was introduced in 2017, with the cap placed against practice in other regions.
Published 27 October 2026 · Listen to this lesson
In this lesson
- Few loans by value, most borrowers by number
- Land as collateral
- Several loans at once
- The interest rate cap of 2017
- Rate caps in other regions
- Reading household borrowing as a lender