Lesson 3 of 6

Types of lenders and how they are licensed: banks, microfinance institutions, leasing companies and rural credit operators

Cambodian law defines banking by what an institution does, and the National Bank of Cambodia licenses lenders in tiers, from commercial banks to rural credit institutions. This lesson explains the tiers, how many institutions there are and how much of the system each holds, and why institutions move between tiers.

Published 24 October 2026