T&S Asset Management
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Course quiz

10 questions on the published lessons of “Unit economics of a lending business”. Pass with 80% or more. Questions on lesson 1 are free to try.

01 In lesson 1's worked example, a loan has an average balance of 500, a yield of 30 percent, a cost of funds of 8 percent, an expected loss of 3 percent and an operating cost of 75 a year. What is the profit on the loan in a year?
02 In the CGAP example in lesson 1, a lender has a portfolio of 20 million US dollars in about 100,000 loans averaging 200 dollars and spends 4 million on operations. What is its operating cost per loan?
03 In lesson 1's second worked example, a loan has an average balance of 200, a cost of funds of 16, a loss of 6 and an operating cost of 50 a year. What yield would it need to break even?
04 According to the CGAP study cited in lesson 1, how does operating cost per loan change as loan size increases?
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Certificates of completion are issued to members who have read every published lesson and passed the quiz. My page