T&S Asset Management

Lesson 3 of 6

Financial depth and access: credit, accounts and borrowing

How much credit an economy carries, and how many adults use financial services, are two different questions. This lesson compares Southeast Asia with other regions on both, and looks at where people borrow when they borrow.

Published 14 October 2026 Members

In this lesson

  • Depth and access
  • What private credit counts
  • Depth: credit to the private sector
  • Access: who has an account
  • Where people borrow
  • Reading it as a lender