Map untapped markets
Research on markets that are hard to read from outside, and where a business can win.
For investors and VCs
For investors and VCs looking at lending and fintech in Southeast Asia: from finding where to win, through due diligence, to working inside the business after the deal.
01The challenge
- Lending markets in Southeast Asia are hard to read from outside, and published data is thin.
- A target’s credit, operations and systems need practitioners to assess.
- After the deal, value depends on execution inside the business.
02What T&S does
Due diligence by practitioners
Specialists in lending operations and systems review the target’s credit, operations and technology.
Join the management team
We work inside the company to strengthen governance and execution.
Post-merger integration
Integration of operations and systems after an acquisition.
03How it works
- Phase 0Research and designThe end state of the business decided (one of four, then worked back), Market and regulatory research, Current and target operations mapped
- Phase 1BuildUnderwriting logic implemented, External data connected (credit bureaus where connected), Underwriting workflow
- Phase 2Launch and improvePilot operation and KPI analysis, Operating manuals, Roadmap for continuous improvement
Phases, deliverables and decision points →Trust center →Compare the three products →
04 Talk to us