Lesson 5 of 5
Building AI governance in a lender: roles, risk tiers, human oversight and reporting
Governance turns principles into decisions: who in a lender answers for AI, how each use is placed in a risk tier, what makes human oversight real rather than a formality, and what the board, staff and customers are told. The Basel Committee's principles for bank governance and ASEAN's guide on AI give the frame.
Published 15 October 2026 · Listen to this lesson
In this lesson
- The board answers for AI as for any other risk
- Three lines of defence, applied to AI
- From a rating to a risk tier
- Human oversight that is more than a signature
- What the board, staff and customers are told
- A sequence to start with