T&S Asset Management

Indonesia

Bank Indonesia held its policy rate at 5.75% with August inflation at 3.19%; online lending TWP90 was 4.32% and finance companies' gross NPF 3.03% in July.

Last updated
28 Sep 2026
Latest data as of
23 Sep 2026
Headline CPI inflation (BPS)3.19%31 Aug 2026 · BPS: Inflasi year-on-year (y-on-y) pada Agustus 2026 sebesar 3,19 persen
BI-Rate (policy rate)5.75%unchanged; third consecutive hold23 Sep 2026 · ANTARA: BI-Rate kembali bertahan di level 5,75 persen pada RDG September
Online lending TWP90 (90+ day arrears)4.32%31 Jul 2026 · Okezone: Warga RI Terlilit Utang Pinjol Rp105,6 Triliun (2026-09-08)
Multifinance gross NPF ratio3.03%31 Jul 2026 · ANTARA: OJK: 42 perusahaan multifinance punya NPF bruto di atas 5 persen

Key indicators and definitions

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IndicatorValueDefinition and scopeBasis dateSourceDefinition and source
Headline CPI inflation (BPS)3.19%Year-on-year change in the consumer price indexIndonesia, national31 Aug 2026BPS: Inflasi year-on-year (y-on-y) pada Agustus 2026 sebesar 3,19 persen
Definition and source

Year-on-year change in the consumer price index

Scope: Indonesia, national

Source: BPS: Inflasi year-on-year (y-on-y) pada Agustus 2026 sebesar 3,19 persen

BI-Rate (policy rate)5.75%unchanged; third consecutive holdBank Indonesia benchmark policy rateIndonesia, national23 Sep 2026ANTARA: BI-Rate kembali bertahan di level 5,75 persen pada RDG September
Definition and source

Bank Indonesia benchmark policy rate

Scope: Indonesia, national

Source: ANTARA: BI-Rate kembali bertahan di level 5,75 persen pada RDG September

Online lending TWP90 (90+ day arrears)4.32%Share of outstanding loans more than ninety days past due, industry-wide (OJK TWP90)Licensed online lending (pindar / P2P) platforms31 Jul 2026Okezone: Warga RI Terlilit Utang Pinjol Rp105,6 Triliun (2026-09-08)
Definition and source

Share of outstanding loans more than ninety days past due, industry-wide (OJK TWP90)

Scope: Licensed online lending (pindar / P2P) platforms

Source: Okezone: Warga RI Terlilit Utang Pinjol Rp105,6 Triliun (2026-09-08)

Multifinance gross NPF ratio3.03%Non-performing financing as a share of financing receivables, before provisionsMultifinance (finance) companies31 Jul 2026ANTARA: OJK: 42 perusahaan multifinance punya NPF bruto di atas 5 persen
Definition and source

Non-performing financing as a share of financing receivables, before provisions

Scope: Multifinance (finance) companies

Source: ANTARA: OJK: 42 perusahaan multifinance punya NPF bruto di atas 5 persen

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