Thailand
Thai commercial banks reported an NPL ratio of 2.82% and loan growth of 2.0% year on year in Q2 2026, while household debt stood at 85.9% of GDP in Q1 2026 and the policy rate at 1.00%.
- Last updated
- 28 Sep 2026
- Latest data as of
- 31 Aug 2026
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- 7 articles →
BOT household debt statistics not obtained directly; as reported.
As reported by ADB.
Key indicators and definitions
Compilers differ; compare like with like.| Indicator | Value | Definition and scope | Basis date | Source | Definition and source |
|---|---|---|---|---|---|
| Household debt to GDP | 85.9%BOT household debt statistics not obtained directly; as reported. | Household debt outstanding / GDPHouseholds | 31 Mar 2026 | The Nation: Thai household debt nears THB800,000, highest in 17 years (2026-09-17) | Definition and sourceHousehold debt outstanding / GDP Scope: Households Source: The Nation: Thai household debt nears THB800,000, highest in 17 years (2026-09-17) |
| Commercial bank NPL ratio | 2.82%vs 2.85% in Q1 2026 | Gross non-performing loans / total loans, Thai commercial banks (BOT)Commercial banking system | 30 Jun 2026 | Bank of Thailand: Banking Sector Quarterly Brief (Q2 2026) (2026-08-18) | Definition and sourceGross non-performing loans / total loans, Thai commercial banks (BOT) Scope: Commercial banking system Source: Bank of Thailand: Banking Sector Quarterly Brief (Q2 2026) (2026-08-18) |
| Commercial bank loan growth, y/y | 2.0% | Year-on-year growth of commercial bank loansCommercial banking system | 30 Jun 2026 | Bank of Thailand: Banking Sector Quarterly Brief (Q2 2026) (2026-08-18) | Definition and sourceYear-on-year growth of commercial bank loans Scope: Commercial banking system Source: Bank of Thailand: Banking Sector Quarterly Brief (Q2 2026) (2026-08-18) |
| Bank of Thailand policy rate | 1.00%As reported by ADB. | One-day repurchase rate set by the BOT Monetary Policy CommitteeMonetary policy | 31 Aug 2026 | ADB: Developing Southeast Asia, Asian Development Outlook September 2026 (2026-09-23) | Definition and sourceOne-day repurchase rate set by the BOT Monetary Policy Committee Scope: Monetary policy Source: ADB: Developing Southeast Asia, Asian Development Outlook September 2026 (2026-09-23) |
7 articles on Thailand
Macro, credit, regulation, competition, digital infrastructure and T&S View.
Browse all articles- Macro & households · 28 Sep 2026ADB nudges up Thailand's 2026 growth forecast, flags shrinking consumer lending
- Regulation · 28 Sep 2026Thai House passes bankruptcy bill creating debt rehabilitation for individuals
- Macro & households · 28 Sep 2026UTCC survey shows average Thai household debt at a multi-year high